Lamont Financial Services, 250 Bel Marin Keys Blvd, Suite F3, Novato, CA 94949

Choosing a Financial Planner

When something happens that roil the markets, people start to pay attention to their investments and retirement accounts. The recent Brexit vote in Great Britain, for example, rattled the markets and people started asking, “what should I do?” Sometimes the answer is, “nothing.” Sometimes it’s not. When people ask me that question, I typically tell […]

What To Do When a Debt Collection Agency Calls

According to a 2014 study from the Urban Institute, 35 percent of U.S. adults that have a credit file also have debt in collections, with an average amount of $5,178. The U.S. Consumer Financial Protection Bureau (CFPB) reports that 169,000 complaints about consumer financial practices were filed in 2015. By far the biggest source of […]

How Health Care Will Crush the 80% Income Replacement Idea in Retirement

How much income does a retiree need to live a happy and healthy life? That’s a key question for financial advisors and their clients, and for many years, the answer has been between 80% and 85% of pre-retirement income. Some experts like Michael Finke, coordinator of the doctoral program in personal financial planning at Texas […]

Latest News
October 19, 2016

Did you know that there are 11 types of Individual Retirement Accounts (IRAs)? That’s right, there are 11 ways to set aside money for retirement as an individual. Most are versions of two types of IRAs–traditional and Roth, but it’s important to understand all of your investment options. Let’s start with those two and move […]