Lamont Financial Services, 250 Bel Marin Keys Blvd, Suite F3, Novato, CA 94949
(415)883-5200
 
ira-types-lamont

Navigating 11 Types of IRAs

Did you know that there are 11 types of Individual Retirement Accounts (IRAs)? That’s right, there are 11 ways to set aside money for retirement as an individual. Most are versions of two types of IRAs–traditional and Roth, but it’s important to understand all of your investment options. Let’s start with those two and move […]

social-security-benefits-lamont

When to Elect Social Security Benefits

Social Security retirement benefits are meant to provide monthly income to eligible workers, as well as their spouses, survivors, and dependent children. There are a variety of strategies around when to claim benefits that can have a significant impact on the amount of money you can receive.  In order to enjoy financial security and make […]

tax-tips-selling-home

Tax Tips for Homeowners Considering Selling a Home

Tax laws regarding home sales have shifted in the past two decades. Prior to 1997, capital gains on a home sale were taxable. The only way to avoid capital gains tax was to buy another home for the same amount of a home sale, or higher. This practice is called a “1031 exchange,” named after […]

retirement-planning

Stock Market Alternatives for Retirement

For the past 15 years we have focused on stock market alternatives that help protect and build wealth during retirement. There are now a number of classes of investments available to individuals that were previously only available to institutional investors. There are also important tax strategies that can reduce taxes and increase income during retirement, […]

stock-market

Stock Market Alternatives for Retirees to Protect and Build Wealth

With the cyclical ups and downs of the stock market and money market, many people are wondering if there are ways to mitigate the risk inherent in traditional investment methods without giving up yield. After the stock market crash of 2000, stocks lost ground for three consecutive years. The markets didn’t recover until 2007, just […]

advisor-and-client

New Regulations Will Change Client-Financial Advisor Relationship

The Department of Labor issued new rules that will, beginning in April 2017, require financial advisors handling 401(k)s and individual retirement accounts (IRAs) to act in the “best interest” of their clients. Previously, brokers were only required to recommend “suitable” investments, and some firms steered clients into investment products that regulators considered high costs. The […]

Relief for Americans with Student Debt Complaints

One of the biggest financial complaints I hear from parents is about their adult children’s student debt. It’s a big problem because debt levels are rising faster than salaries. Many young adults with student debt are falling behind. There are some resources available to help. The student loan and debt situation in the United States […]

AFEA Welcomes New Chapter President

James Lamont, July 10, 2015- The American Financial Education Alliance, a national advocate for greater financial literacy, announced today that its Board of Directors unanimously voted to name James Lamont as the new Chapter President of AFEA’s Novato, CA Chapter. Bringing 30 years of experience to the Chapter, James is excited to use AFEA as […]

James Lamont, Founder of Lamont Financial Services, Provides College Planning Solutions for Any Age.

Founder of Lamont Financial Services and Chartered Financial Consultant, James Lamont offers insight into a variety of college planning options that offer protection, flexibility and tax advantages. San Francisco, CA, May 7, 2015: Chartered Financial Consultant and Founder of Lamont Financial Services, James Lamont has posted a new article on his website entitled “How To […]







Latest News
ira-types-lamont
October 19, 2016

Did you know that there are 11 types of Individual Retirement Accounts (IRAs)? That’s right, there are 11 ways to set aside money for retirement as an individual. Most are versions of two types of IRAs–traditional and Roth, but it’s important to understand all of your investment options. Let’s start with those two and move […]